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Health Insurance Counseling and Advocacy Program (HICAP), a program of the State Health Insurance Assistance Program (SHIP), will be hosting a  Seminar that will provide you with the answers to make critical decision about your Medicare direction. Whether you are joining Medicare for the first time or you have been with Medicare for years, our Seminars bring clarity to a complex subject.  Questions about what Medicare will cover, what is a Medicare Advantage Plan, or what is a Medigap? We will discuss these topics and more. HICAP provides free, unbiased Medicare counseling and support services. HICAP never sells, promotes, or endorses an insurance product. HICAP is here to help!